The Government lends you up to 20% (up to £120,000) of the cost of your new home so you need a cash deposit of at least 5%, and a mortgage for the other 75%.
The Government won't charge loan fees on the 20% loan for the first five years of owning your home, after this interest fees are required. You'll also be required to pay a monthly management fee of £1 per month from the start of the loan until it is repaid.
For more information see the Governement's Help to Buy Buyers Guide.
Open to first time buyers and home movers buying a new built home under £600,000. You must have a deposit of 5% or more and arrange a repayment mortgage valued at between 25% and 75% of the market value of the home.Find out more on eligibility
See what homes are available to reserve now. All our our new homes for sale, with a value of up to £600,000, are eligible for the Help to Buy Equity Loan.Find your home