The Government lends you up to 20% (up to £87,520) of the cost of your new home so you need a cash deposit of at least 5%, and a mortgage for the other 75%.
The Government won't charge loan fees on the 20% loan for the first five years of owning your home, after this interest fees are required. You'll also be required to pay a monthly management fee of £1 per month from the start of the loan until it is repaid.
For more information see the Government's Help to Buy Buyers Guide.
Open to first time buyers buying a new built home under £437,600. You must have a deposit of 5% or more and arrange a repayment mortgage valued at between 25% and 75% of the market value of the home.Find out more on eligibility
See what homes are available to reserve now. All our new homes for sale, with a value of up to £437,600, are eligible for the Help to Buy Equity Loan.Find your home